9 November 2026 · Behavioural and Fit Questions (Private Credit)
The interviewer asks
Tell me about a loan you monitored. What did you personally do?
Say your answer out loud first, then open the model answer.
Show the model answer
I monitored a testing business whose leverage had risen from 4.0x to 4.9x against a 5.5x covenant, so EBITDA could fall only 10.9% before a breach. I decided to ask for monthly reporting and a cash flow forecast rather than wait for the quarterly test. The monthly numbers showed a weak quarter early, and the sponsor agreed a small equity contribution before any breach.
What the interviewer listens for
Own decision named with I
Number first, then action
Result before any breach
Behavioural and Fit Questions (Private Credit) · INT.CB.2.a: Structure a credit-flavoured behavioural story as situation, decision, evidence, result and learning, and quantify the key judgement.
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